TAN lists, mobileTANs & Security Key
 
Your clients have 3 different options available to them to authorize a transaction order (like account to account transactions, wire transfers etc), whereby you may determine individually which of these 3 options you wish to place at your clients disposal:

• TAN Lists
    
  The eBank-IT! Online Banking Software includes the use of TAN lists, which may be already familiar to you from most other major banks across the world.
   
  For each client, you may create as many TAN lists as you wish. The transmission of TAN lists to your clients takes place either by eMail or by post (recommended), depending on your finance institution needs. In addition to the option to cancel/disable existing TAN lists for individual clients at any time, you are also provided with additional options to determine how many TANs you wish to have listed on each TAN list, for how long you wish every list to be valid by setting an individual expiry date (default setting = 1 year) , and how long and complex you wish the TANs to be.
   
  Correspondingly the client area of the eBankit-IT! Online Banking Software contains further features, which allow your client to
   
              (a) order new TAN lists at any time
              (b) receive a list of already used TANs online on screen
              (c) de-activate active TAN lists
   
  The latter is notably meant for security reasons, e.g. in case a TAN became physically lost.
   

• mobileTANs
   
  Complementary to the use of TAN lists as explained above, you may also participate in the use of mobileTANs.
   
  Different from the TAN list method explained above, where each transaction authorization requests your clients to enter a TAN from a given printed TAN list; a mobile TAN is sent to your clients’ cell phone by SMS, at the time of submitting a transfer order. Upon receipt, your clients may enter the received mobile TAN within 3 minutes to authorize the transfer, whereby the standard period of 3 minutes is adjustable individually in the admin settings.
   

• Security Key
  
  The Security key is an individual one-time generated sequence of digits and letters, submitted to your clients upon the creation of their first bank account in your eBank-IT! Online Banking Software. This key can be changed by the client at any time, and is kept strictly confidential throughout the entire system. Consequently this means that even your administrators are not provided any options to view said key. This key is is exclusively known by the client himself, and is made use of whenever he wishes to authorize a transaction order by the "Security Key Authentification" method.

In cases where you offer/allow more than one of these 3 options, the choice will lie with your client as to which of them he wishes to make use of (free choice on screen) at the time of submitting a transaction order.
 
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